How to Find Homes That Qualify for USDA Loans (Quickly)
Quick Summary You can use an online map to verify areas that qualify for a USDA loan. The USDA does not put any form of restriction on the type of … Read more
How Long Does It Take USDA To Approve a Loan? Not Long.
Quick Summary It takes approximately 30-60 days for your USDA loan to get approved. Partnering with a USDA-approved lender is a vital step toward getting your loan processed on time … Read more
What Credit Score Do You Need For a USDA Loan? Can You Go Lower Than 500?
Quick Summary USDA-approved lenders require a minimum credit score of at least 640 for USDA home loan applications. People with bad credit scores can still be approved for a USDA … Read more
Can You Refinance With a USDA Loan? Here What You Need to Know
Quick Summary You can refinance your USDA-guaranteed loan into any other loan type; Conventional, FHA, or VA. The waiting period/seasoning requirement for a USDA loan is 12 months. Most refinancing … Read more
How Do USDA Loans Work?
USDA loans are special loans made to help lower-income families buy or build a home. They are a good option for people who cannot afford to buy a home the … Read more
How to Apply for USDA Loan
Are you thinking of moving into a new home? Do you want to buy a new home or refinance your current mortgage? USDA home loans might be the perfect solution … Read more
USDA Loan vs FHA Loan
The USDA mortgage program and FHA are both government-backed mortgage loans designed for low-to-moderate income home buyers. Both loans offer a number of benefits including lower down payments, lower closing … Read more
USDA Loan Requirements
If you qualify for an USDA loan, you might be able to use it to finance your home. The motivation behind an USDA loan is to help you get a … Read more
USDA Construction Loan Requirements
A USDA construction loan is a mortgage that is supported by the U.S. Department of Agriculture (USDA). The program’s goal is to make housing more accessible and affordable in rural … Read more
Should You Refinance Your USDA Loan During The Coronavirus?
Should I go re-finance my home during the corona virus epidemic? The majority of people will certainly intend to because the government reserve price is currently at 0%. Well there’s … Read more