How to Find USDA Loan Eligible Homes (Quickly)
Quick Summary You can use an online map to see which locations are eligible for a USDA loan. The USDA has no restrictions on the type of property you can … Read more
How Long Does the USDA Take to Approve a Loan? Not for long.
Quick Summary It usually takes 30-60 days for your USDA loan to get authorized. Working with a USDA-approved lender is an important step toward getting your loan processed quickly and … Read more
What is the minimum credit score for a USDA loan? Is it possible to go lower than 500?
Quick Summary USDA-approved lenders require at least a 640 credit score for USDA home loan applications. People with poor credit can still be eligible for a USDA loan if they … Read more
Can a USDA Loan be Refinanced? Here’s What You Need To Know
Quick Summary You can refinance your USDA-guaranteed loan into any other loan type, including conventional, FHA, or VA. A USDA loan has a 12-month waiting period/seasoning requirement. Most refinancing schemes … Read more
How Do USDA Loans Work?
USDA loans are special loans made to help lower-income families buy or build a home. They are a good option for people who cannot afford to buy a home the … Read more
How to Apply for USDA Loan
Are you thinking of moving into a new home? Do you want to buy a new home or refinance your current mortgage? USDA home loans might be the perfect solution … Read more
USDA Loan vs FHA Loan
The USDA mortgage program and FHA are both government-backed mortgage loans designed for low-to-moderate income home buyers. Both loans offer a number of benefits including lower down payments, lower closing … Read more
USDA Loan Requirements
If you qualify for an USDA loan, you might be able to use it to finance your home. The motivation behind an USDA loan is to help you get a … Read more
USDA Construction Loan Requirements
A USDA construction loan is a mortgage that is supported by the U.S. Department of Agriculture (USDA). The program’s goal is to make housing more accessible and affordable in rural … Read more
Should You Refinance Your USDA Loan During The Coronavirus?
Should I go re-finance my home during the corona virus epidemic? The majority of people will certainly intend to because the government reserve price is currently at 0%. Well there’s … Read more