Texas USDA Lender Canopy Mortgage, LLC: Work with Danny Nassar, NMLS 220172
Quick answer: USDA Guaranteed loans are made by private lenders, not by USDA. Danny Nassar, NMLS 220172, is a residential mortgage loan originator with Canopy Mortgage, LLC, NMLS 1359687, who works with USDA buyers across Texas from the El Paso branch, by phone and email, in English, Spanish and Arabic.
All loans subject to credit and property approval.
Who makes USDA loans in Texas?
Private lenders that participate in USDA's Guaranteed program take the application, underwrite it and close the loan, while USDA Rural Development reviews the file and backs the loan.
You don't apply to USDA directly for a Guaranteed loan. The lender sends your underwritten file to USDA for a Conditional Commitment before closing. USDA's separate Direct program is different: there, USDA Rural Development is the lender, and you apply through a local Rural Development office. The full sequence is on our how to apply for a USDA loan in Texas page.
What Danny does for Texas USDA buyers
Danny Nassar, NMLS 220172, handles your USDA file from the first conversation through closing.
- Household income review up front. USDA counts the income of every adult in the household, not only the people on the loan. Danny goes through that calculation with you before you make an offer. See USDA income limits in Texas.
- Address checks before you sign a contract. Eligibility depends on the exact address, so Danny checks the homes you're considering on USDA's map. See the USDA eligibility map for Texas.
- Application and documents. He tells you which documents the lender and USDA need and reviews them before the file goes to underwriting.
- Updates while USDA reviews the file. Danny keeps you and your real estate agent updated as the file moves from underwriting to USDA's Conditional Commitment and on to closing.
- Other options if USDA doesn't fit. If the address or household income doesn't fit USDA, Danny can talk through conventional, FHA and VA loans without starting over.
Which USDA loan types can you ask Danny about?
The USDA Guaranteed program covers several kinds of loans, and Danny will tell you which ones Canopy Mortgage, LLC currently offers for your situation.
| Loan type | What it's for | Read more |
|---|---|---|
| Purchase | Buying an existing home as your primary residence | USDA loan requirements in Texas |
| First-time buyer purchase | The same loan, with what first-time buyers should expect | First-time buyers |
| One-time close construction | Buying land and building a new home with a qualified builder | USDA construction loans |
| Manufactured home | A qualifying new or newer manufactured home on a permanent foundation | USDA manufactured home loans |
| Repair and rehabilitation with purchase | Buying a home and financing eligible repairs in the same loan | USDA renovation loans |
| Refinance | Refinancing an existing USDA loan | USDA refinance in Texas and streamlined refinance |
Where in Texas does Danny work?
Anywhere in Texas. Danny works from the Canopy Mortgage, LLC El Paso branch, and most of the work happens by phone, email and electronic documents.
The appraiser, title company and inspector are local to the property wherever it is. Danny can talk through rural property questions, such as private wells, septic systems, acreage and manufactured homes.
How do you verify Danny's license?
Look up Danny Nassar, NMLS 220172, and Canopy Mortgage, LLC, NMLS 1359687, on NMLS Consumer Access, the official national licensing lookup.
- Open the NMLS Consumer Access record for Danny Nassar, NMLS 220172, or go to NMLS Consumer Access and search NMLS ID 220172.
- Search NMLS ID 1359687 for the company.
- Confirm the active Texas license and any other states listed.
Danny's Texas residential mortgage loan originator license is overseen by the Texas Department of Savings and Mortgage Lending (SML). The notice in this site's footer explains how to file a complaint. More detail is on our licensing and disclosures page.
Questions to ask Danny Nassar, NMLS 220172
These questions help show whether USDA fits your purchase, and Danny will answer them for your file.
- What are Canopy's credit requirements for USDA loans, beyond what USDA requires?
- How does USDA count my household's income, and does it fit my county's limit?
- Are the addresses I'm considering in a USDA-eligible area?
- Which USDA loan types, such as construction, repairs with purchase or manufactured homes, are available for my situation?
- Which documents should I gather now?
- Can I get a Loan Estimate to review in writing?
About Danny Nassar, NMLS 220172
Danny is a Residential Mortgage Loan Originator and Branch Manager with Canopy Mortgage, LLC.
- In mortgage lending since 2004, with a focus on government loan programs: USDA, FHA and VA.
- Works in English, Spanish and Arabic.
- Licensed in Texas, New Mexico, Nevada and California.
Read more about Danny, start an inquiry, or call 512-743-5512. All loans subject to credit and property approval.
Frequently asked questions
Can I apply for a USDA Guaranteed loan directly with USDA?
No. Guaranteed loans are made by participating lenders. USDA reviews and backs them. USDA's Direct program is the one you apply for through a Rural Development office.
Do all lenders offer USDA loans?
No. Lenders choose whether to participate, and those that do may set their own requirements and offer different USDA loan types. Ask Danny which USDA loan types Canopy Mortgage, LLC offers.
Can I compare Loan Estimates?
Yes. A Loan Estimate is a standard written disclosure, so you can review Danny's line by line and compare it with any other you receive.
Does Danny work with buyers outside El Paso?
Yes. Danny works with buyers anywhere in Texas by phone and email.
Talk with Danny about your Texas USDA loan
Tell Danny the county you're buying in and who lives in your household. He'll walk you through the USDA rules that apply to you and the next steps.
All loans subject to credit and property approval.